body { background-color: white }
.normaltext  { color: #032251; font-size: 11px; font-family: Verdana, Arial, Helvetica, sans-serif }
.normaltextgray { color: #7a879b; font-size: 11px; font-family: Verdana, Arial, Helvetica, sans-serif; }
.normalbold  { font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold }
.normalitalic  { font-family: Verdana, Arial, Helvetica, sans-serif; font-style: italic }
.normaltext10 { font-size: 10px; font-family: Verdana, Arial, Helvetica, sans-serif }
.normaltext9 { font-size: 9px; font-family: Verdana, Arial, Helvetica, sans-serif }
.normaltext14px  { font-size: 14px; font-family: Verdana, Arial, Helvetica, sans-serif }
.normaltext12px  { font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif }
.normaltext16 { font-size: 16px; font-weight: bold; }
.times12 { color: #032251; font-size: 12px; font-family: Georgia, "Times New Roman", Times, serif; }
.times12italic { color: #032251; font-size: 12px; font-family: Georgia, "Times New Roman", Times, serif; font-style: italic; }
.times12bold { color: #032251; font-size: 12px; font-family: Georgia, "Times New Roman", Times, serif; font-weight: bold; }
.times14 { color: #032251; font-size: 14px; font-family: Georgia, "Times New Roman", Times, serif; }
.times14italic { color: #032251; font-size: 14px; font-family: Georgia, "Times New Roman", Times, serif; font-style: italic; }
.times14bold { color: #032251; font-size: 14px; font-family: Georgia, "Times New Roman", Times, serif; font-weight: bold; }
.heading1 { font-size: 24px; font-weight: bold; }
.indent20 { margin-left: 20px }
.indent10 { margin-left: 10px }
.indent60 { margin-left: 60px }
a { color: #032251; font-weight: bold; text-decoration: underline; }
a:visited { color: #032251; text-decoration: underline; }
a:hover { color: #aaa; font-weight: bold; text-decoration: underline; }